When illness or injury strikes an employee and they cannot work for an extended period of time, the effects can be devastating. As time goes by the bills stack up the employee and their family become more worried about their financial future.
However, by providing Short and/or Long Term Disability coverage employers can help employees get through tough times. Disability coverage can replace a significant portion of the lost wages an employee experiences due to an injury or illness. This coverage not only provides lost income but often offers programs that help get employees back to work, benefiting the employee and employer.
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